There’s no place like home. Although our clients live closer to the movie lot for The Wizard of Oz than the state where the story took place, the old adage still rings true. Whether you have two or three homes or are purchasing your first, Kessler Alair Insurance Services can help you protect the things that matter. Our experienced agents take pride in providing top-rate customer service, and we work closely with homeowners to help eliminate coverage gaps.

Customizable Homeowners Policies

Home insurance policies from Kessler Alair Insurance Services are written with the goal of covering what matters most to you. We’ll take the time to learn about your lifestyle and the things you need to protect. Then we’ll make recommendations based on

• The value of your home
• Belongings kept in your home
• Replacement/rebuild costs
• Risks of natural disaster
• Other relevant information

Through our network of insurance carriers, we offer products to cover condominiums, houses and townhomes. We can also provide customized deductibles and limits, with options to extend limits beyond standard amounts.

Available Homeowners Options

All homeowners policies we write come with dwelling protection and personal liability as well as additional living expenses and belongings coverage in case of a covered loss. Many of our customers also need extended or specialized home insurance coverage. Available options include

• Flood insurance
• Earthquake insurance
• High-value home insurance
• Vacation home or seasonal home coverage
• Vacant home insurance
• Landlords insurance and rental home coverage
• Scheduled personal property riders
• Personal umbrella coverage

Every homeowner needs homeowners insurance. Naturally, you can purchase a standard policy from any insurance agency. At Kessler Alair Insurance Services, we care about what matters to you. Call today to learn more about the homeowners and personal property coverage options we have available. We look forward to insuring the things that matter most to you.

Many times our customers are confused as to whether they should insure the Market value of their home or the replacement cost of their home. This video helps answers those questions for you.

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