Kessler Alair Insurance Services, Inc. appreciates the trust you place in us when you ask us to help protect your assets. You trust us with your private, personal information when you purchase insurance from us. We are committed to protecting all of your information. Kessler Alair Insurance does not sell information about you to others.

To learn more about how Kessler Alair collects and uses your personal information, please read the following notice.

Kessler Alair's sources of information about you

We may collect personal information about you from:

• The information you provide on applications or other forms (such as your name, address Social Security number, etc.)
• Your transactions with us, our affiliates or others (such as your payment history, claims information, etc.)
• The information we receive from a consumer reporting agency (such as your motor vehicle report, insurance score, etc.)
• Your insurance companies or financial advisor (such as updated information pertaining to your account) Kessler Alair's use of your personal and or medical information

We treat your information with respect and concern for your privacy. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

For example, we may share any or all of your information with companies or individuals that perform services on our behalf and to other financial institutions with whom we may have joint marketing agreements. For instance, we have independent life insurance agents working with our agency for the benefit of our clientele. We may also work with one or more of our insurance companies in an effort to let our clients know about the variety of products and services we provide that you may not otherwise be aware of.

When we make this type of disclosure it is done to service your account or policy, or to inform you about our additional products and services. Before disclosing your information, we require these companies and individuals to promise to keep it confidential and use it only for the transaction we request.

We are independent insurance agents authorized to sell insurance for a variety of different insurance companies and brokers. Because they have a unique business relationship with you, they may have additional information about you that Kessler Alair does not have. They may use this information differently than Kessler Alair. You may have received their privacy policy in the mail already. If not, you may contact them to receive a copy of their privacy policy for your records.

Protecting your personal information from unauthorized access

We limit employee access to customer information to those employees with a legitimate business reason for such access. We maintain physical, electronic and procedural safeguards to protect your personal information from being accessed by unauthorized persons.